Financial Advisors in Orange County, CA
Sporos Wealth Management is a fee-based fiduciary team serving Orange County pre-retirees, high earners, and business owners from Huntington Beach. Retirement income, tax strategy, equity compensation, and 401(k) advisory.
Sporos Wealth Management is a fee-based fiduciary advisory team serving Orange County from its Huntington Beach office. Nasar and Samee Aboubakare work with pre-retirees, high earners with equity compensation, and business owners approaching a sale. The work centers on retirement income, tax strategy, and investment management, and every plan starts with the life you want.
Office: 17011 Beach Blvd, Suite 565, Huntington Beach, CA 92647
Phone: (949) 729-9994 · In-person across Orange County, or virtually.
Explore My Options →Orange County Is Not One Financial Market
The county runs from aerospace and manufacturing payrolls in the north to a dense medical device and tech corridor in Irvine, professional services and finance along the coast, and a large concentration of family-owned businesses throughout. The planning problem looks different in each.
North and west county. Anaheim, Garden Grove, Westminster, Fountain Valley. Long-tenured employees with pensions still on the table, plus a deep base of family-owned businesses. Westminster and Garden Grove also hold Little Saigon, and we serve Vietnamese-American families there with attention to multigenerational support obligations and business ownership inside the family. Nasar also meets with families in Vietnamese: read this site in Vietnamese.
The Irvine corridor. Irvine, Tustin, Lake Forest. Medical device, semiconductor, software, and gaming employers, which means restricted stock, incentive stock options, and employee stock purchase plans. The recurring issue is a household with a strong income and a net worth trapped in one ticker.
Coastal. Newport Beach, Laguna, Corona del Mar, Huntington Beach. Business owners, professionals, and retirees. Real estate is usually a large share of the balance sheet, and property basis from a 1990s purchase changes what is worth selling and when.
South county. Mission Viejo, Laguna Niguel, San Clemente. Heavier on established retirees and second-career professionals, with estate and legacy questions arriving earlier in the conversation.
What We Handle
| Area | The question it answers |
|---|---|
| Retirement income planning | Where does the paycheck come from after the paycheck stops, and will it last |
| Social Security claiming | Whether to file at 62, at full retirement age, or at 70, and how spousal timing changes it |
| Roth conversion strategy | How much to convert in the window between retirement and the first required minimum distribution (RMD) at 73 |
| Equity compensation | Restricted stock unit (RSU) vesting, incentive stock option (ISO) and alternative minimum tax (AMT) exposure, 10b5-1 plans, unwinding concentrated stock |
| Business exit planning | Getting the balance sheet ready 18 to 36 months before a sale |
| 401(k) plan advisory | Serving as plan advisor for Orange County employers |
| Tax-aware investing | Asset location, tax loss harvesting, and rebalancing with the tax bill in view |
| Estate coordination | Beneficiaries, trust funding, and working with your attorney and CPA |
How We Work
Three things, stated plainly.
Two generations at the table. Nasar built a private equity firm before becoming a financial advisor; Samee's background is equity research at a New York family office and a chemical engineering degree from the University of Michigan. A retirement plan written for a 63-year-old has to survive being administered for a surviving spouse at 84 and inherited by a child at 55. Having both perspectives in the room changes how the plan gets built.
Planning first, portfolio second. The first meeting is about the life. The portfolio is built to serve the plan.
We tell you when the answer is no. Sometimes the honest answer is that the retirement date needs to move, or that the business is not ready to sell, or that we are not the right firm for your situation.
Getting Started
The first conversation is 30 minutes. We listen, ask about what is coming in the next 3 to 5 years, and tell you whether there is real planning work to do. If planning fits, you choose your plan on that call. If you want the investing handled, the next step is an Analysis Call, where we walk you through what we found before any recommendation. If there is no real work to do, we will say so.
Frequently Asked Questions
Who are the best financial advisors in Orange County?
The right answer depends on your situation rather than on a ranking. Look for an advisor who serves as a fiduciary on your accounts, who discloses exactly how they are paid, whose registration is clean on FINRA BrokerCheck, and whose typical client resembles you. An advisor who specializes in equity compensation is the wrong fit for a retiring teacher with a pension, and the reverse is also true. Interview at least two or three.
Does Sporos serve all of Orange County?
Yes. The office is in Huntington Beach at 17011 Beach Blvd, Suite 565, and we meet clients in person across the county, from Anaheim and Yorba Linda through Irvine, Newport Beach, and south county. Virtual meetings are available, and the firm is licensed in 15 states.
What does a financial advisor cost in Orange County?
Advisory fees are usually a percentage of assets managed, and the rate typically scales down as the account grows. Some firms charge flat planning fees. Sporos offers both: financial planning is one flat monthly fee from $100 a month with no setup fee, and wealth management is 1% a year on the first $1M managed, 0.75% on the next $1M and 0.50% above $2M, with planning included. Sporos is fee-based, so in some cases we also earn commissions on insurance or brokerage products. Everything gets disclosed in writing before you engage us. Always ask any advisor for the total cost including the underlying fund expenses.
What is the difference between fee-only and fee-based?
A fee-only advisor is compensated solely by client fees. A fee-based advisor charges client fees and may also receive commissions on certain products such as insurance or annuities. Sporos is fee-based. The practical implication is that you should ask which hat the advisor is wearing on any given recommendation, and we will tell you.
Do you work with business owners selling their company?
Yes, and the useful window opens 18 to 36 months before a sale rather than after the letter of intent. That lead time is what makes entity structure, installment treatment, qualified small business stock eligibility, and charitable planning available at all. We coordinate with your CPA and attorney rather than replacing them.
Do you offer 401(k) plan advisory for Orange County companies?
Yes. We serve as plan advisor for local employers, covering investment lineup review, documented fiduciary process, benchmarking, and participant education. See our 401(k) plan advisor page.
Last updated: September 17, 2026