Most advisors juggle hundreds of clients. We work with a select few families, helping you turn the career you've built into the life you've always wanted.
Or text us at (949) 259-5240 and we'll reply when you're free.
A 30-minute conversation to see if we're a fit. · Read the Doctrine
Tired of being passed off to a new face every year? At Sporos, you work directly with our senior partners throughout your entire journey. No hand-offs. No starting over.
Your life isn't a template, and your plan shouldn't be either. We don't believe in boilerplate portfolios. Every strategy is built around your specific dreams and circumstances.
You deserve an advisor who reaches out before you have to. We keep our client roster intentionally small so every family receives proactive, white-glove attention.
We keep the practice deliberately small, roughly 100 families, so every plan gets senior attention. That means we are not the right fit for everyone, and the first call is partly about deciding that together, honestly.
Prefer to text? (949) 259-5240
Most plans optimize a portfolio and call it a day. We start with the life the money is for, then the three things that actually decide whether it lasts.
Social Security and any pension cover part of your monthly need. The gap is what your portfolio has to produce. We build a protected floor for it first, so your essentials never depend on selling into a down market.
What you own gets all the attention. Where it sits, and when income is drawn from each account, is where the real edge lives. The same return in the wrong wrapper can cost a pre-retiree six figures over 30 years.
Retirement is a 30-year project. We built Sporos father and son so your plan is never re-shopped to a stranger, and someone who knows it is always at the table. As fiduciaries, we answer to you, not to a product shelf.
A plan that depends on the market for its essentials is not a plan. It is a wager.
Clarity doesn't have to be complicated. Here is how working together begins.
A 30-minute conversation about your goals, your concerns, and whether we're the right fit. No pitch, just an honest read on where you stand.
We walk you through what we found on your current path, the gaps and the opportunities, and what doing it right would look like for your situation. This is where the plan takes shape.
We meet regularly to adjust the plan as life changes, steward it through market swings, and keep you on track for the retirement you pictured.
Every plan we build flows through six stages, in three phases. A seed becoming a tree becoming a harvest becoming the next seed.
What life are we funding, and in what tax environment? The vision and the ground it grows in.
The income engine and the growth engine. The two systems that produce what the plan needs.
How we draw from it sustainably and pass it on. What the seed becomes for the next generation.
Deep guides on the planning moves that move the needle most: Roth conversions, 401(k) rollovers, equity compensation, Social Security. Written for HENRYs, business owners, and pre-retirees.
When a Roth conversion makes financial sense, how the bracket math actually works, and the watchouts (ACA, IRMAA, the 5-year rule) that quietly determine whether it pays off.
Read the strategy →When to roll over an old 401(k), the four real options (and which one to actually pick), the rules that quietly cost people thousands, and how to avoid the most common mistakes.
Read the strategy →How RSUs, ISOs, and NSOs are taxed, the AMT trap that surprises tech employees, why default withholding almost never covers the bill, and how to manage concentrated stock positions without a tax bomb.
Read the strategy →The math behind claiming at 62, full retirement age, or 70. How spousal and survivor benefits work, the earnings-test trap, and why this decision shapes thirty years of retirement income.
Read the strategy →Beyond the three things every plan has to get right, two more shape how we run the practice day to day.
We are legally obligated to put your interests first. Every recommendation we make is driven by what is best for your family, not by sales targets or corporate incentives.
We don't believe in "wait it out." When markets turn volatile, we actively adjust your portfolio to help protect what you've built. Your retirement savings deserve more than a passive approach.
Private Wealth Manager
With over 0 years in financial services, Nasar brings the calm perspective and institutional memory behind every Sporos plan. He built the firm independent and fiduciary so a client's plan is never handed off to a stranger. USC Marshall MBA.
LinkedIn
Wealth Manager
Samee trained as a chemical engineer at the University of Michigan, then went into equity research at a family office, the kind of institutional discipline most retail clients never see. He brings that analytical rigor home to the families Sporos serves.
LinkedInPlanning notes and weekly market commentary, written by Samee Aboubakare.
Why sending IRA money directly to charity excludes income entirely, and how that beats a deduction for most retirees facing IRMAA, Social Security taxes, and RMDs.
Read more →Geopolitical flare-ups and a hawkish Fed split rattled bonds and the Dow, but AI enthusiasm and a record SK Hynix debut carried equities to a second straight weekly gain.
Read more →SECURE 2.0 unlocked a 529-to-Roth IRA rollover path — here is what high earners need to know to use it without wasting the opportunity.
Read more →The next step is a 30-minute conversation. If we're a fit, you'll leave with a clear sense of what to do next. If we're not, we'll tell you.
Prefer to text? Reach us at (949) 259-5240.